03Purchase & Refinance
Know your number before you shop.
Financing is handled by Bill, our lending partner. He'll tell you what you can actually borrow, what it costs monthly, and what you need to have ready — before you fall in love with a house.
AWhy pre-approval first
It decides everything
It decides everything
that comes next.
01
You shop the right houses
There's nothing worse than finding the one and learning it was never in range. Ten minutes with Bill saves weeks of the wrong showings.
02
Your offer gets taken seriously
A pre-approval letter attached to an offer is the difference between being considered and being skipped — especially against another buyer at the same price.
03
Investment loans are different
Down payment, rates and reserve requirements all change when it's a rental instead of a primary residence. Worth knowing before you write an offer.
BRun the numbers
What it costs
What it costs
every month.
Change any figure and the payment moves with it. This is an estimate to shop with — Bill gives you the real one.